Frustrated by the poor rate offered by his UK bank, Nick turned to Caxton to handle the regular payments necessary to maintain his house in the French countryside. The result? He says, "C'est magnifique!"

Every summer, Nick and his wife let out their house in Devon and decamp to a picturesque village on the edge of the Landes forest, not far from Biarritz. With bounteous sun, good quality wine, and a swimming pool in the garden, they’ve spent the last 20 years living the ‘good life’. That’s not to say their life is not without its complications. Uncertainty around Brexit and the triggering of Article 50 has seen the pound weaken by about 20% against the Euro. So, when a friend told Nick that Caxton’s International Payments service would cost a fraction of his high street bank’s equivalent, he was naturally eager to learn more.

Each month saw Nick having to transfer funds to cover the cost of house and car insurance, electricity, water, TV, and other utilities. Caxton’s market-busting rate and lack of hidden charges began to mitigate the effects of a weaker pound and reduced the impact of spiralling costs. For Brits living part or all of the year abroad, Brexit is providing an unwelcome complication. But Caxton’s International Payments Service means Nick and his wife can forget about currency exchange, making way to focus on the next challenge: the children and grandchildren, who treat their home like a free hotel!