EVERY PAYMENTONE PLATFORM
    • About
      • Caxton
          About Caxton Caxton Business Payment Technology In The Press Travel Money Blog Business Payment Blog
      • Security
          Serious About Security Smart All-in-one Solution How Secure Are Your Payment Systems Consumer Duty
      • Latest Research
          Payroll on Demand State of Travel Report Expenses in the Spotlight FX Monthly Outlook Daily Market View - FX Essentials
      • Working at Caxton
          Employee Spotlight People and Culture Caxton Career Collective Careers
    • Business Payments
      • Industry Specific Solutions
          Accounting and Payroll Bureaus Retail Imports and Exports Schools and Universities Health and Public Sector Film and Media Industry Global Manufacturing Travel Industry
      • Business Payment Solutions
          Accounts Payable and Receivable Embedded Payments Expense Management International Payments Currency Risk Management Payroll Payments BOOK A DEMO
      • Client Resources
          Latest CXTN Platform Webinar Register for Platform Updates How-To Guides Caxton Community Hub Caxton Partnership Directory
      • Business News
          Caxton Business Blog Transform Financial Reporting Tips for Avoiding Payroll Errors Alternative to Amex International Payments Online Event 25 Oct - November Currency Outlook Networking Event - 28 November 2023
    • SaaFS-API
      • Client Resources
          API Status Code Samples Developer Community Latest Release
      • Software as a Financial Service
          Plug and Pay Embedded Finance The Caxton API Suite API Documentation Latest Release Request Sandbox Access BOOK API DEMO
      • About API
          What is API Don't Build or Buy - API Platform Update
      • Plug and Pay API Case Studies
          Illingworth Patient Concierge Service Prosper2 Membership Rewards Property Investment Disruptor Neobank FX Payment Rails
    • Travel Money
      • Currency Cards
          Caxton Black - Free Currency Card Caxton Red - 0% FX Currency Card Euro Currency Card USD Currency Card LOGIN or TOP UP
      • Travel Money Extras
          Introducing Apple Pay Cash Delivery Service Travel Savings Plan Travel Money Guides Travel Discounts
      • Popular Destinations
          Travel to Spain Travel to France Travel to USA Travel to Italy Travel to Greece Travel to Australia
      • Travel Money Blog
          All Travel Articles Take 5 to Stop Fraud Stress Free Holidays with the Kids Top 5 Unique Hotels in the World
    • Transfer Money
      • Transfer Money For:
          Destination Weddings International Property Overseas Education Send Money Home
      • Transfer Money To:
          Transfer money to Australia Transfer money to Canada Transfer money to Europe Transfer money to Spain Transfer money to USA Transfer money globally
      • International Payments
          FX - High Value Transfers Open International Payments Account Regular International Payments One-off Money Transfers Request a Callback
      • More Money Transfers
          Currency Trends - Daily Market View Currency Outlook - Monthly G10 Forecast Partnerships
    • Contact Us
      • New Business Clients
          Call 0203 457 1168 Email New Business Team
      • Business International Payments
          Call 0203 457 1161 Email Business Support Team
      • Currency Card and Existing Cards
          Call 0333 123 1812 Email Card Team
      • Private International Payments
          Call 0333 123 1815

Embedded Payments

Plug and Pay with Caxton

Caxton have built a robust, secure and reliable payments system for business to ‘Plug and Pay’. This model is being used by every type of business. From start-ups looking to benefit from existing infrastructure to kick off their own ventures, to medium sized businesses looking to move money instantly, to large businesses looking to remove friction from their user experience.

View API Docs

CXTN API - How it Works

What does it take today to be a responsive, innovative business? We’re past the point in time where it was enough to provide innovative products. Now, in order to stay ahead of the curve, you need to be able to innovate on a dime. That’s why we opened up the very backend of Caxton to let our clients take what they need, and create an infrastructure that helps us respond in real time to their needs, with no downtime or innovation lag.

Companies small and large are plugging in and taking advantage of our software as a financial service. More than payments, with our API you can have 'accounts', each with multiple 'wallets', you can transfer money to accounts, make and receive payments, check live FX rates and you could even issue preloaded MasterCard's - using our infrastructure - anything we can do, you can do.

Book a Chat

How Embedded Payments Can Transform Your Business


You know your customers and your business. We know payments. When you plug and pay with Caxton Payments you can offer the right financial tools and experience to strengthen your brand and business proposition. Adding advanced embedded payments to your offering with Caxton gives you the opportunity to transform into a truly digital, next generation business.

The Caxton Payments API works like a plug and play payments tool with full-stack pre-defined solutions which understand the business’s context – product logic, processes and of course the ability to make compliant payments – everything that’s required to embed financial services into your application so your businesses can design products and launch them rapidly – something that couldn’t be more crucial in the fast-paced marketplace of today.

Multiply revenue

When financial services are embedded, revenue can be increased for each customer no increase in marketing acquisition costs.
Enhance insight

- Gain a powerful tool for building customer relationships and capturing payment data
Speedy validation

Launch and validate within a short space of time and at a lower cost than when traditional banking as a service.
Customised pricing

Pricing customised to your needs and growth stage so you can get exactly what you need.
Friction-free onboarding

Your success is what’s important to us. Get as much or as little handholding developing your product into our API
Regulation done for you

We take care of the regulation, data security, and compliance burden on your behalf.

Embedded accounts payable, receivable

Paying suppliers and receiving payments are vital tasks. You might think your teams have accounts payable and receivable down to its most efficient, but in a lot of cases, managing payments means that the user must log into another app so they can move money and pay accounts receivable, which misses out on all the efficiency, control, and convenience that an embedded solution can deliver.

Enabling the gig economy

Got a business solution for the gig economy? Embedded payments solves for you, when designing a brand-new digital solution, or adding new financial features to an existing platform, can be prohibitively expensive. Embedded payments, means you can focus on delivering your solution to customers while we deal with the regulation, data security, and compliance requirements. - a a major headache that could otherwise deter you from embarking on such a journey.

Own your employee benefits

From work-from-home set up, to team incentives, embedded payments offers a way to simplify employee benefits. Where once employees might be given an allowance and asked to expense work from home set up now they can be given an employer branded account or card which can control where they can buy from and how much they can spend.

Far from being difficult to empower workers to buy what they need to work productively, offer benefits employees really want, and sometimes the occasional reward for their hard work – embedded finance can turn a friction point into a positive employment feature.

Earned wage access

Taking a step further to offering financial benefits to employees with embedded payments, is the idea of earned wage access. Consumers today want convenience over all, and consider money earnt to be their money – rightfully so, as they have done the work that wage is being paid out for. With the cost-of-living crisis large upon the nation, earned wage access is a clear benefit that employers can offer to attract and retain staff. Staff who – with record unemployment – have many choices regarding where to accept casual work.

Software as a Financial Service


A full suite of financial functions available through one platform that frees the business using it from the hassle of maintenance, updates and infrastructure management.

Download the Caxton Guide to Plug and Pay Payments

Are you curious as to how the integration of payment functionality, directly into your finance team function, could improve efficiency, efficacy, and customer experience? Download this guide and find out about the top four ways finance teams are using Plug and Pay to build better companies.

Embedded Payments and The Future of Finance

Card image cap
Read more
Card image cap
Read more
Card image cap
Read more

Case Studies

Real-world examples of businesses successfully utilising our API to streamline operations, enhance customer experiences, and drive growth. Read more of our case studies.

Card image cap
Prosper²
Card image cap
Increasing Patient Confidentiality with Caxton

Our customers say it best

“ The expert team at Caxton have been nothing but positive. If you need FX of any sort, you have to be dealing with Caxton! ”
Head of FinanceLaplace Instruments
“ Having one point of contact makes everything simpler - I don’t need to spend all of my time watching the markets, and can focus on growing my business. ”
Chief Financial OfficerOutplay Entertainment
“ When dealing with multi-million pound transactions, Caxton provides us with transparency, visibility and efficiency, along with a friendly service. ”
Director of US OperationsFlorian Leonhard
“ I’ve been with Caxton for at last three years and they have never let me down – always responsive and willing to help. ”
Head of FinanceCafe Direct

Get started today

Automate your payments process with our powerful API-driven platform. Set up your Caxton account online or speak to an expert today on 0207 201 0554.

Get social with us
International Transfers

Buying Property Overseas

Buying Luxuries Overseas

International Transfers Blog

Affiliates and Introducers

Travel

Travel Money Cards

Travel Smarter Blog

Travel Money Extras

Travel Partnerships

Business Payments

Manage Currency Risk

Expense Management

Supplier Payments

Payroll Processing

Support

Support Hub

API Documentation

Complaints

Terms and Conditions

Caxton

About

Contact Us

Careers

Press

Privacy Policy

Our Apps

apple app store logo
google play store

Caxton Payments, 2 Leman St,
London, E18FA, UK


Payment Guides By Business Industry

Healthcare Payments Guide

Manufacturing Business Payments

Education Industry Payments

Retail Business Payments

Complete Payment Guides

All Business Payment Guides

Overseas Business Payments

Business Expense Management

Business to Business Payments


Travel Money Guides

Travel Money Guides

How to avoid airport exchange rates

How to save money on holiday

Easy tricks to saving money abroad

Stay safe while shopping online

Holiday cash essentials

International Payment Guides

Pay your child's education overseas

How to plan a wedding abroad

Maintaining property overseas

Repatriating funds overseas

Buying property abroad

Guide to working remotely overseas


©2023 Caxton Payments Limited is authorised and regulated by the Financial Conduct Authority for FSMA authorised business (FRN: 431844) and for the issuing of electronic money and payment services (FRN: 900663). Registered office: 2 Leman Street, London, E18FA, UK. We are also registered as a data controller with the Information Commissioner’s Office, registration number Z7413780.

The Caxton card is issued by PSI-Pay Ltd pursuant to a license by Mastercard® International Incorporated.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.